PM-WANI public Wi-Fi under DoT, Govt. of India Track application Digital hub in every panchayat
iWINDFI
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Banking

Money transfer

Send money to any bank account by IMPS, with OTP checks and automatic refunds.

Run this at your hub

For customers

  • Send money to any bank account in India by IMPS
  • Saved recipients for the next transfer
  • OTP on your own mobile before every transfer
  • Refund if the bank cannot complete the transfer

For the hub owner

  • Earn commission on every transfer
  • Collect a small transfer fee in cash
  • Failed transfers are refunded to your wallet automatically
  • Receipts and history in the app and portal
How it works

At the counter

  1. Enter the sender's mobile number; new senders register once with Aadhaar eKYC
  2. Choose or add the recipient's bank account
  3. The sender confirms with an OTP
  4. Money is sent by IMPS and a receipt is printed

What the hub needs

  • Fingerprint scanner for sender eKYC
  • Money in your service wallet (top up online or by bank transfer)
  • Cash counter for the amount and fee
Questions

Common questions

How much can be sent at once?

Up to the per-transfer limit set by iWINDFI (₹5,000 by default). The sender's monthly limit is set by the bank.

What if the transfer fails?

Failed transfers are refunded to the shop's wallet automatically, and the shop returns the cash to the sender.

Offer Money transfer in your village

Apply as a PDO. Our team helps you set up the hub and every service.

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What a hub offers

Other services at the hub